In AMI Insurance Ltd v Legg & ors  321 the Court of Appeal upheld AMI’s appeal that it was liable to indemnify the Leggs for damage/costs from a rubbish heap fire on their Selwyn property in January 2013. Some of the material in the heap came from the Leggs’ lifestyle block and some from a separate landscaping business run by their company Evolving Landscapes Ltd. Legg insured the lifestyle block with AMI and ELL insured the business with Lumley. In the High Court Nation J held both insurers liable. Contrary to Nation J’s findings the Court of Appeal held that there was an effective causal connection between the ELL […]
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